Since we’re not all schemers (click here for the biggest get rich quick schemes of all time) and with the year rounding up soon, it’s good to take note of these tips for saving money—especially for the coming New Year! These tips and tricks are easy enough for the average person to follow—no MBA degree required!
#1 Move to a pay-as-you-go mobile
Also known as top up or prepaid phone cards, this is great for those who find mobile phones as more of a necessity than a luxury. Just buy the mobile phone you can afford without the package of minutes, texts, and Internet access and you’ll see your expenses go down!
#2 Create a shopping list
If you’re not very organized, learn how to be—or at least start writing lists. Creating a shopping list allows you to stay focused and not get distracted by the millions of attractive and colorful products on the supermarket or even boutique shelf. Only buy what you need. It’s a simple enough advice, but can be quite tricky to pull off. So have some level of restraint as well!